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Post by lucie on Jan 4, 2006 1:00:36 GMT 10
It's a new year and we are ready for fresh beginings!  Have you been thinking on how you will be more frugal this year? What are your goals? What are you saving for? What new habits will you start to be able to save your money? Let's talk about it! |
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Post by lucie on Jan 4, 2006 1:11:14 GMT 10
Well, let me share a bit what I've been thinking about.... My goal: save money to be able to buy my parents home, if they ever have to sell it rapidly...I can't hold the thought that they would sell it to a stranger. Their home is my home in my heart.... How will I attain my goal: #1--Definately cutting out eating out in restaurants!#2-- Bake more, cook more from scratch. I want to try to make bagels and tortillas instead of buying them--I have read that some do this. I'm goign to try! #3-- Not go to the stores as much as possible. I am very *visual* and get caught buying more than I need, even if it's a special...Pierre said to me this year, when I wanteD to go to Boxing Day---That I have enought stuff at home to make my own Boxing Day Sale! LOL---But seriously---HE WAS RIGHT.   AND YOU? |
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Deed
Treasured
~Super Savvy Seamstress~
Posts: 2,240
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Post by Deed on Jan 4, 2006 2:54:34 GMT 10
Lucie you are so right and I was just saying to Jack yesterday that I wanted to try and make my own bagels too. We (or rather Jack) eats lots of bagels. For a package of 6 the price around here is almost $2.99 each! So I too am going to give it a whirl. Let's see if I told you all how much yarn and fabric I have on hand it would scare you and yes I could start my own store. So I hope to start using some of it up and not buying so much this year just because I like the looks of it. I first plan on making myself some things. My wonderful meds I am on have caused me to gain weight and it just won't come off no matter what I do. So I need some comfy clothes that FIT me. For once I am first on my list. I have more than enough t-shirt type knits for short sleeved and long sleeved pullovers, cottons for blouses etc... I just need to figure out what to use for slacks. I also plan on getting out my expensive knitting machines (instead of letting them continue to gather dust) and putting them to good use along with my oodles of yarn. Here's cheering us both on Lucie, I know we can do it if we just put our minds to it and think things through before doing any more purchasing. |
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lynn
Regular Contributor
~Inspired To Be Far Above Rubies~
We either make ourselves miserable, or we make ourselves strong. The amount of work is the same.
Posts: 1,572
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Post by lynn on Jan 4, 2006 3:58:50 GMT 10
Ok, I am jumping on the bandwagon here too.
I agree re the baking stuff at home. When I start reading all the preservatives on the packaging, it freaks me out. I made a batch of cookies last night....and figured out it cost me roughly 75 cents for 4 dozen cookies!!!!!
We eat out about 2x a month, but we could cut back to once.....
I too, like to re-purpose things I already have, instead of buying more. I'll buy something, put it up for "later" and forget about it, til I start doing some deep cleaning.....
Another thing I have cut way back on is chemical cleaners. No more. Just baking soda, vinegar and ammonia. I can clean about anything with those. I shampooed my carpets last week. Know what I used in place of the expensive cleaner? That's right....vinegar!
Switched to cold water when doing laundry. My dh farms and frequently comes home covered in dirt and/or cow poop. He strips in the laundry room and I throw his clothes in the machine with some detergent and let them soak overnight. So far, so good!
Gas has gone back up here.....so will definitely have to work on doing everything in one trip.
Electricity is on the rise too. I have decided I won't use any major appliance during peak hours.
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Post by sunshine on Jan 4, 2006 6:03:49 GMT 10
My goals:
To take a vacation- where ever Doug may be stationed this summer. . . . so I figure $1500- $2000 for that.
To pay for Doug and Brenda's wedding (since her parent's won't help at all). . . so we're figuring another $2000- $3000 for that.
And pay off my car early- it's due to be paid off in October. . I'd like to pay it off in April or May- so about $1000.
Now. . . How in the world am I going to accomplish this?
Cutting back on the amount we eat out-- it's appalling how we've slipped in this area.
Turning the heat down even further- adding insulation to the attic, plastic to the windows/window quilts to cut heat loss.
Eliminating sodas from out diet. . . and Deana has agreed to pack her lunch for school!
Of course, I'll also be picking up quite a bit of overtime as well-- I can only cut so much before the rest of them rebel.
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Post by lucie on Jan 4, 2006 6:53:26 GMT 10
Denise! You've got ALOT of saving to do! We'll all put our heads together and find more ways to save! Right girls?!  We can all do it!!! |
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Post by braided-rug on Jan 4, 2006 7:16:07 GMT 10
Since I got more into saving just before we left our rental home in case we didn't have work the following year I have saved probably $3,000 and part of this went towards our son's trip to China, and the other part will be for deposits for uni in the next few weeks. I am also holding onto a lump sum I was given for that as well. Part of the first lot of saving on top of the $3,000, about $800 was taken into account when we asked the bank if we could buy this house.
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Post by braided-rug on Jan 4, 2006 7:20:35 GMT 10
Do you live on a farm Lynn? I was raised on a farm.
We have replaced all the globes or light bulbs in the house with compact flourescent globes. They don't pop as often with our frequent power surges and are cheaper to run.
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lynn
Regular Contributor
~Inspired To Be Far Above Rubies~
We either make ourselves miserable, or we make ourselves strong. The amount of work is the same.
Posts: 1,572
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Post by lynn on Jan 4, 2006 7:25:38 GMT 10
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We can all do it!!!
