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Post by lucie on Apr 10, 2006 0:35:33 GMT 10
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Post by braided-rug on Apr 10, 2006 11:02:18 GMT 10
"Instead, bite the bullet and pay as much as you can each month. If your minimum payment is $100, double that to $200 or more. Examine your normal expenses -- you can find the money. (For a gazillion ideas, check out our Living Below Your Means discussion board.) Skip eating out at lunch, and bring it from home instead. Eliminate desserts. Give up happy hour. We all have "luxuries," and you know what yours are.
Make a few sacrifices, and you will find the extra dollars needed to increase your debt repayments dramatically. Those increased payments will save you hundreds, if not thousands, in interest payments. Plus, you will get out of the hole you've dug for yourself much more quickly. Is it fun? No. But it sure beats living a hand-to-mouth existence, fearing bills each month."
I pay twice as much now for ours, but this wasn't always the case. Saying "you can find the money" may not always be true!
I agree about the desserts, unless it is something simple made by hand with mostly flour type things, basic pantry staples.
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Post by braided-rug on Apr 10, 2006 14:00:08 GMT 10
What I have noticed is that so many people in the US have cooked breakfasts, I know it is cold and last year I did start to appreciate the virtues of a cooked lunch.
Something like Weetbix or its cheaper equivalent is very cheap. I feel if you have dessert and fancy lunch and breakfast, it is like paying for 4 lots of groceries instead of one, not to mention afternoon tea and snacks.
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Post by braided-rug on Apr 10, 2006 14:01:56 GMT 10
Having said that oatmeal is very cheap.
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